Using a Financial Advisor

With the overwhelming amount of options available to investors, financial advisors have increasingly become an invaluable resource. Financial advisors are specially trained to help handle your investments by constantly updating their knowledge and skills to provide you with professional guidance.

On their own, investors may act on emotion rather than information—buying and selling based on good and bad news in the media. Your financial advisor can encourage you to stay on course during uncertain times or discourage you from paying more than may be warranted for an investment.

Financial advisors generally take a long-term view of your investment horizon. They’re trained to help you make objective decisions based on your specific financial goals. The truth is, a financial advisor can potentially make a big difference in your investment results.

A Qualified Professional Can Help You with the Following

Determine your long-term financial goals
Screen out funds that do not match your objectives
Assess risk tolerance
Research funds that meet your requirements
Determine asset allocations
Understand the risks and potential rewards of investing
Monitor investment performance
Review investment needs on a continual basis
Make decisions in difficult markets on an on-going basis
Answer questions, provide advice and reassurance

Working Together to Make a Difference

In today's world, proper financial planning is more important than ever. With increasingly complex financial markets, longer life expectancies and uncertainty about Social Security and long-term health care coverage, choosing the right mutual funds could play a critical role in helping to secure your financial future. With more than 10,000 different mutual funds to choose from and hundreds of mutual fund companies, one of the most important decisions you can make about your future is to seek the advice of a qualified investment professional. Here are a few reasons why..

An investment professional takes time to fully understand your goals & investment needs
It is your investment professional's business to get to know who you are and what you want to achieve with your investments. Whether you're investing toward a secure retirement, starting a college savings plan for a child, or simply interested in accumulating additional assets for future needs, it's your investment professional's job to help you clearly define both your short- and long-term goals. After identifying your goals, you and your investment professional will be able to create a plan that suits your needs, your risk tolerance and your time horizon, putting you in a better position to achieve these goals.
An investment professional can help you determine how to allocate your assets
One of the most important steps to achieving any goal is to develop a plan. When investing toward financial goals, an important part of your plan will be to diversify your assets among stocks, bonds, short-term investments and possibly foreign securities. Based on your needs, your investment professional can develop an asset allocation strategy that can help lower your overall risk by increasing your exposure to a greater number of investment opportunities.
An investment professional can offer specific investment recommendations based on your needs
Once you've determined how to allocate your assets, you still have the important task of selecting the right investments for your portfolio. With thousands of mutual funds to choose from, finding the right fund, or combination of funds, can have a significant impact on your degree of success. Your financial advisor has the knowledge and resources necessary to help you find the mutual funds that best suit your needs.
An investment professional will stick with you every step of the way
The benefits of working with an investment professional don't end with your first investment. Your investment professional can answer any questions about your investments, provide guidance during periods of market volatility and monitor your progress and make any necessary adjustments as your needs change.

Fidelity Through Your Investment Professional - Its Time

Fidelity Advisor Funds^TM are a unique family of mutual funds from Fidelity Investments^® that are offered exclusively through investment professionals. Fidelity Advisor Funds combine the advice and personal service of your investment professional with the expertise, resources and experience of Fidelity Investments, one of the nation's largest mutual fund companies.

Together, Fidelity Advisor Funds and your investment professional can offer unique solutions to help you meet your lifetime needs. To discuss how Fidelity Advisor Funds can help you prepare for a more secure financial future, contact your investment professional today.

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